Financial Institutions and Subordinated Debt Offerings Nexbank Capital

NexBank Capital, Inc. made headlines in the fourth quarter of 2017 when the company announced a $54 Million Subordinated Debt Offering. A subordinated debt offering is a type of security that is lower ranking than other types of securities. This offering has been placed privately for investors of significant financial status and select institutions.


In addition, this security is non-callable for 5 years with an interest rate just over 6%. Following the non-callable period, a floating interest rate will be assigned to the subordinated debt offering. The maturity date of the security is September of 2027. The notes currently have an investment score of “BBB-” and stability is predicted for the notes. Since 2016 Nexbank has secured over $280 million in debt and equity. The offering for the notes ended on September 19 of 2017. The placement agent for the notes was Sandler O’Neill & Partners. This offering in also significant because the notes can not be sold in the United States because they are not registered under the Securities Act.


NexBank Capital, Inc. specializes in institutional services, commercial banking and mortgage banking. As it relates to institutional services, Nexbank provides real estate advisory, investment banking and treasury management. Commercial banking offerings include commercial lending, credit services and commercial real estate lending. Mortgage banking services are inclusive of warehouse, wholesale, and correspondent lending. Nexbank also provides personal banking services including savings accounts, checking accounts and mortgages.


Nexbank was founded in 1934 and the company’s headquarters is located in Dallas, Texas. The company also has three branches in Dallas. Nexbank has assets totaling nearly $8 billion. In addition, the bank is a FDIC certified and has a health-score of “A”. Nexbank is among the 200 largest banks in the United States and it is the 11th largest bank in Texas. Although the bank is not as large as many other financial institutions, it has garnered a great deal of respect in recent years by providing customers and institutions with exceptional service. The company prides itself on having a customer focused approach to banking and financial services.

Krishen Iyer Talks Business Philosophy with

An interview in discusses the exploits of Shyam Iyer, including the founding of SKI Charities in 2010. Also known as Krishen Iyer, he said the his desire “to use finance for positive outcomes” was the reason behind starting the charity. Today, the organization focuses on women and their families in the developing world. He told Ideamensch,com that finance can “empower” and enable “opportunities” for those in need.


The interview goes on to discuss how Krishen Iyer does things like approach his day-to-day tasks, how he comes up with ideas and what excites the founder of Managed Benefits Services. One of the concepts that motivates him involves “devolving management” where more focus is put on the team rather than just the higher-ups as a company. He also said good ideas often require a “healthy tolerance for risk,” which he exemplifies in his efforts to bring finance to Zimbabwe. The idea brought plenty skepticism as did Krishen Iyer’s initial idea of starting SKI Charities.


The wide-ranging interview touches on other approaches Krishen Iyer uses to address his habits and things he tell his younger self. He said he splits his work time between his home and shared office space as a means to provide a change of scenery. This game plan lets him “refresh” his point of view and helps to generate new ideas. He would tell a younger Krishen Iyer that patience is key even though waiting is probably the toughest part about being an entrepreneur.


Krishen Iyer started Managed Benefits Services is a licensed insurance agency, advertising and marketing firm. It is based in Carlsbad, Calif., and focuses on lead management and consulting and the founder is known for entrepreneurial experience and acumen in technical advancements. He also owns Iyer Real Estate Co.


Krishen Iyer – Partner at Quick Link Marketing online

Talk Fusion Revolutionizes The Way Online Businesses Work

Talk Fusion is a hot new idea and it seems to be taking the internet by storm. That’s because it’s a company that has really discovered what online businesses need in order to be successful. It’s more than that, though. Talk Fusion is the driving force behind making a business successful. They don’t consider themselves just a product rather they consider themselves a business partner for those who utilize their service.


According to a recent interview on the Morning Blend, a person with Talk Fusion mentioned how they do more than just create videos for a company, they want to be a helpful business partner. But, what exactly is Talk Fusion and what exactly does that mean?


Talk Fusion is a 9-year-old marketing and technology company that specializes in video communications which is truly the way of the future. Nowadays so many people communicate online, conduct business online, and essentially live their life online. Talk Fusion helps with online businesses send video newsletters, utilize video chat, and broadcast meetings online. This is very helpful for those companies who have workers spread all over the world. This way important messages can get across and everyone can feel connected online even if they are physically far apart. Talk Fusion simply helps a business to run better.


All of these video-centered products are great because it also helps a customer reach a consumer. People feel more comfortable online but they still want to be able to chat or see a real person. This helps forge better business relations and therefore creates a great partnership between client and the company.


Talk Fusion has a far and wide reach because it is global. Talk Fusion offers world class support no matter where a person’s business may be located. They also offer customizable graphics that go with a businesses brand. They really have thought of it all when it comes to helping out a company. Overall, Talk Fusion takes pride in making all businesses successful and that’s why they have a company covered in all aspects. They discovered a need for a product and now they want to make sure that everyone has success with it that uses it.

What You Need to Know About Jason Hope

Jason Hope and SENS FoundationJason Hope is a scholar and an entrepreneur who initiated Human Rejuvenation Technologies Inc. The philanthropist was born in Arizona. He had a great passion for business and that made him get a degree in finance awarded by Arizona State University and an MBA in business from ASU’S W.P. Carey school of Business. Jason became dedicated to increasing the people’s life expectancy by encouraging a healthy lifestyle.

Being an entrepreneur ensures that he has the resources needed which he uses to fund the researchers with the aim of ensuring that more prevention methods for diseases are adapted hence a healthier nation. He seeks to achieve this by using technology to come up with the solutions in the health sector.


Jason Hope’s generous nature is manifested in his funding educational projects and research. Apart from donating money, he also devotes his presence. Among the beneficiaries of the fund are the True Colors Fund, The Tony Hawk Foundation, and Arizona Science Centre Adre Agassi Foundation.

View on Technology

Jason Hope sees technology as paramount in ensuring the aging diseases get tamed. Also, he believes that modern technology can play a significant role in ensuring that there are more discoveries in the hospitality industry.

Jason Hope argues in his blog that with technological advancement being manifested everywhere; it becomes necessary for the hospitality industry to follow the set path as is evident in other sectors. He believes it has led to improvement in the industry work rate thus simplifying work.

He is also a keen believer that there shall be more discoveries. Moreover, as everyone gets connected to technology in one way or the other, this will bring more knowledge to the ground and also create the awareness that lacked before.

Learn More: Talking Net Neutrality & The Internet Of Things With Jason Hope

Relationship between Jason Hope and SENS Foundation

Jason has partnered with the SENS Research Foundation that helps the aging by donating aid that caters for research. The organization has spearheaded in research, and according to reports, they expect to make few trials soon.

It will be a big step towards elevating the many ailments associated with aging. Jason cooperation was manifested by further transferring the technology invention to HRT.

Jason Hope and Biotechnology Rejuvenation

Jason has also been involved in many conferences with the popular one being the Rejuvenation Biotechnology Conference that aims to look on how aging ailments can get contained. It seems to bring people from all aspect of life that is education, researchers, and others to try to figure out what needs to get implemented. It was achieved by presentation to sensitize on its importance.

Find Jason Hope on Facebook.