In all honesty, having a great credit score is pretty much a requirement in today’s day and age if you want any type of great financing. A bank or credit union is not going to loan money to a person who has a bad reputation for paying them back. Banks and credit unions have already learned their lesson from back in 2008 when a ton of people defaulted on their mortgages. The good news is that if you have poor credit or no credit at all, there are very simple ways that you can improve your credit score. In this article, I am going to be breaking down some of these ways
- Pay off all remaining credit card debt
Having bad credit is most likely a result of having credit card debt. If you pay off your credit cards on time, you would have a great credit score. When paying off the remainder of your credit card debt, you can either use the debt avalanche method or the debt snowball method. In all honesty, I would highly recommend the debt avalanche method if you are dealing with large sums of debt. If the debt is like a simple car loan and other small loans, you can use the debt snowball for this will give you a lot of confidence moving forward.
- Only put things on credit that you can pay off
This rule is as simple as it gets but many people fail to abide by it. A lot of impulsive shoppers will put hundreds, maybe even thousands of dollars a month on credit and won’t be able to pay it off when the payment is due. This is a very quick way to hurt your credit score severely. I would recommend buying things like gas and groceries on credit. These are fairly small expenses that are easy to pay off and will build your credit at the same time.
If you are looking for financing, go with GreenSky Credit. GreenSky Credit has over 12,000 merchants that are ready to help you. GreenSky credit also has over $1 billion in loans provided. All in all, GreenSky Credit is the company to go with.
Glen Wakeman is regarded as a mentor to startup ecosystem with his own strategies and thoughts to make startups highly successful ventures. He has created new performance methodologies that are reflecting the needs of the startup world and known for founding a SaaS-based system for startups called LaunchPad Holdings LLC in 2015. Interestingly, Glen was highly concerned with the number of startup failures, though some of them were really unique and futuristic ideas. Deeply annoyed by this factor, he did a thorough analysis into various reasons behind the significantly higher failure percentage (ChronicleWeek).
Wakeman identified that most of those ideas did not have any structure to nurture it to make a successful venture. People who are working on startup ideas mostly fail to understand the difference between a plan and an idea. This is where he established LaunchPad Holdings to make the plan-building easier for the startup firms by helping them to design it through an easily-operable software platform. Wakeman is also known for giving heavy bets of technology and pays greater attention to the applications and choices of machine learning. He thinks that with a significant amount of data currently available, the technology can make the way business operate much smarter and easier.
It would make the business decisions in its efficiency, speed, and overall quality to generate better results. However, Glen Wakeman also made apprehensions about the technology and its access to privacy, but at the same time, he is optimistic about seeing positive changes in the philosophical and political environment with machine learning. Wakeman is also credited with developing a five-step performance plan that provided highly-worthy results until the date.
Glen Wakeman knows the business acumen around the globe as he is experienced in operating business in more than 30 regional areas. Interestingly, he also stayed in six different countries as a resident. This has given him significant industry exposure in different demographics. He is an MBA graduate in Finance and also earned his Bachelors in Economics. In the earlier days of his career, Glen Wakeman worked for GE Capital in various roles and established a firm called Nova Four.
More at https://forexwizard.biz/2017/10/03/ceo-glen-wakeman-and-the-art-of-entrepreneurship/
The Canadian brewery industry changed for good when craft beer breweries were established in the early 1980s. Over the years, these breweries controlled a large stake in the country’s beer market. Demands for flavored beer went up as breweries were being set up across Canada to meet these demands. In Canadian provinces like Quebec, three brewing companies control 4 percent of the national market.
Horseshoe Bay Brewing is regarded as the first craft beer brewery to be established in Canada. It had its operational headquarters in Vancouver in 1982. Years later after its inception, brewing companies, which produced English-stale ale beers were founded. These include Brick Brewing, Granville Island Brewing, and McAusian Brewing Company. These companies currently produce flavored beverages with Belgian Ales, Double IPAs, and barleywines.
Eli Gershkovitch and Steamworks
Canadian entrepreneur, Eli Gershkovitch, has also made a name for himself in the country’s craft beer market as the founder of Steamworks. He developed an interest in venturing into the industry back in 1987 when he was studying law at the University of Toronto. One may wonder how his law expertise led to the establishment of Steamworks.
Eli Gershkovitch practiced law at a law firm based in Vancouver. He used to research on the craft brewery business as he helped clients to acquire licenses to run such a business. His research efforts paid off when he found the perfect spot to set up a brewpub. The new place was situated in a historic part of Vancouver known as Gastown. At the site, there was a 100-year-old structure with a steam heating system.
Eli Gershkovitch decided to use the steam heating system to guide the operations of Steamworks. He used his legal expertise to acquire a license. As of 1995, Steamworks could produce 15 to 17 beers yearly. Eli Gershkovitch’s brewery also distributed its ale and pilsner products to private cellars and over 85 government liquor stores across Canada.
After 21 years of developing his business, Eli Gershkovitch manages to sell Steamworks’ beers to clients in Hong Kong, Switzerland, Italy, Austria, and Germany (Interview.net). The beers are also sold in a number of Canadian provinces and U.S. states.
More at https://ca.linkedin.com/company/steamworks-brewing-co.
Earlier this year, one of the three credit monitoring bureaus in the United States, Equifax, experienced an adverse security breach. The culprits accessed information such as birth dates, social security numbers, addresses and other private information belonging to over 143 million citizens. There are several actions you can take to protect yourself in the wake of such a breach.
First, you will need to find out whether you are a victim. This can be made possible by visiting https://www.equifaxsecurity2017.com/, a website created by Equifax to address the same. You will also need to sign up for free credit protection and monitoring. The site provides a free one-year identity theft protection and credit monitoring for those who register before the November 21 deadline. Upon signing up, you will be given a copy of your Equifax credit report as well as the ability to freeze your Equifax report which prevents creditors from viewing your credit information via Equifax.
Since children do not use credit, it may take long before parents notice that their security numbers have been used. Therefore, it is advisable to check your children’s credit routinely. It is also prudent that you review the annual report received from the three credit bureaus for any suspicious activity.
Another precautionary move involves placing a credit freeze with the other credit bureau. This will prevent the other creditors from viewing your credit history. Subsequently, scammers will be unable to open credit in your name. You may additionally monitor your bank and credit card frequently from unauthorized activities without having to wait for your monthly statement. It is also advisable that you change your passwords and report any suspicious activity in your account.
Finally, reliable online lenders like Freedom Debt Relief can help prevent this kind of breeches. Established in 2002, the corporation has worked to ensure customers enjoy valuable and quality loan experiences. This is achieved by their quality lending services that meet the specific client needs through their complex yet easy to use vetting processes in their application. Freedom Debt Relief additionally provides professional advice through their certified loan officers and experts.
The impressive achievements of Eric Pulier across different disciplines serve as an inspiration to many upcoming tech executives. Pulier wears several hats – he is an accomplished author, a leading technologist, a philanthropist, and a respected public speaker. He has stamped his authority in the arena of creating startups and developing them to maturity. Being a venture capitalist, Pulier has funded entrepreneurial ventures and charitable entities, including Monitor Ventures, Trident Capital, as well as E-Companies.
A native of New Jersey, Pulier became an innovator while still pursuing his high school education. In his fourth year, he created a firm that specialized in computer programming. In 1984, Pulier was running an established database computer company. After completing his high school course, Pulier secured an admission at the Harvard University. Upon graduating, he started editing The Harvard Crimson, the University’s daily newspaper.
Success in the philanthropy world
Eric Pulier is a leading philanthropist and community leader. He supports endeavors that leverage technology to resolve intractable issues in the physically challenged children and poverty-stricken communities in the U.S. and globally. In early years of his career, Pulier came up with a cutting-edge educational program, which taught people about dealing with multiple Sclerosis.
For several years,Eric Pulier has handed out millions of dollars to the ACE Foundation, a premier organization that is revolutionizing how new software can solve grand challenges that the humanity encounters. The ACE Foundation is currently creating numerous projects, such as a micro-transaction system for distributing clean water and data analysis system.
XPrize is debatably one the advanced startups to have been created by Eric Pulier. The program consists of numerous awards and competitions for people who are committed to making huge strides in their areas of specialty. The primary objective of forming XPrize was to help ambitious youths and adults to attain their goals.Pulier was also the founding father of the respected Akana. He developed the SOA software program and a couple of other SOA vendors back in the 2000s. Pulier, however, decided to sell Akana after turning it into an authority in the provision of SOA solutions.
OSI Group is a world leader in providing quality products and custom solutions for the food industry. Their knack for serving up food that meets every industry standard has been recognized time and time again.
Recently, OSI won the 2016 Globe of Honour, which was presented by the British Safety Council. The award is given only to those companies who have demonstrated excellence in environmental management and an independent panel of experts decide which companies fit the bill. A company can’t even compete for the Globe of Honour without having first received the maximum five stars in the British Safety Council’s environmental management audit scheme.
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OSI Group itself has implemented Arrowsight Inc.’s third party 24/7/365 Remote Video Auditing (RVA) system in multiple food processing facilities in America. Among other things, this technology confirms that trailers are sealed and ensures that a set of safety protocols are always followed when food products are handled. Arrowsight Inc. Chief Executive Officer, Adam Aronson stated, “This RVA technology is a proven method for companies to better protect their food products.” OSI Group’s commitment to food safety, health standards, environmental management, and the sustainability of its company and how it treats the planet Earth is always a top priority with the company. OSI also works closely with the local communities it serves to ensure it is always on the cutting edge of providing real people the products they need.
There are many career opportunities for people who aspire to work with OSI Group, and the working environment for all of its employees is one of encouragement and enthusiasm. As an equal opportunity employer, OSI guarantees that all qualified applicants will receive consideration for employment and that everyone in their employment is treated fairly. They know that it’s people who matter, and their business model is one that many companies around the world should look to emulate.
There is a company and an entrepreneur for everything. Norman Pattiz happens to be involved in radio. He has founded PodcastOne. He has been featured on magazines in a four page feature. Among the achievements he has been recognized for is bringing in greatest hits that have been infused with celebrities. Prior to starting PodcaseOne, he has also run Westwood One, which has brought forth a lot of news, entertainment, interviews and plenty of other productions that have kept audiences entertained and informed about what was coming and what was available. Norman has made sure that he had a large and successful radio show.
Norman Pattiz has found inspiration for PodcastOne after he has left Westwood One. He has met with Kit Gray. They have put together some of the best of the best with Norman’s interviews. Norman has described it as a great four year ride. This clues people in that Norman enjoys what he does. This is one of the signs of success. Work does not have to be miserable. When creativity and productivity are involved, work can be some of the most fun that one could have. After all, Norman works in the entertainment industry. He has to have some kind of fun while at it.
Norman does not have a typical day when he is on the job. He is always taking on new projects and acquisition of talent. As a matter of fact, he keeps himself involved in every aspect of the business. Therefore, his day is always bringing forth something new that he can appreciate.
Norman Pattiz is also very appreciative. For one thing, he has never had a job that he would consider bad. He has enjoyed every job that he has taken on. Part of it is that he has always been ambitious and active. He takes joy in all of the projects that he takes on. Given that he works in the entertainment industry, he has a lot of fun with the projects that he takes on and he keeps well informed on what is going on in his company so that he is not hit with any unwanted surprises.
Startup funding from the Swiss Startup Factory is quite an important part of the business world, and this article explains how Mike Baur helps his clients search for funding. There are many people who need proper funding for their businesses, and they will learn quite quickly they may build their company from the ground up using his assistance. Mike is an industry expert, and he has many partners in the startup world who will help him.
#1: The Funding Sources
Mike has many sources in the industry who are willing to help him find funds for his clients. He works quite hard to ensure his clients are given what they need, and he will share the information about each client with many different venture capital experts. The venture capital becomes an integral part of the business. Mike does not get involved farther than his role, and he allows his venture capital partners to mentor his clients.
There is quite a lot to do with a company where governance is concerned. They must be prepared to hire a number of people to manage their company, and they may have people coming on their board who will help them improve. Improving a business is difficult because many people in the business world do not have experience. They need people who will help them, understand how to run the company, and the people who offer their assistance will become partners for some time,
#3: Mike Stays With Each Company
Mike is willing to stay with a company until they are no longer a startup. He will give them all the guidance they require, and he will show them how they may exit the startup field to the more standard business world. The people who are learning from Mike will become far better at their jobs, and they will have reason to believe they may sustain their businesses. It is quite important that everyone who is working with Mike asks him to mentor them for the long term.
The Swiss Startup Factory is the finest place to come for information for their businesses, and the startup will grow from the kernel of a business that it is today into something else. The company will grow with the funding that is found by Mike’s staff, and it will continue to grow long after it is no longer a startup in the traditional sense.
Are you a beginner in the stock trading arena or in the investing industry? Want to learn how big money is really made in stock trading? Perhaps you’ve read the numerous positive reviews written by professionals on Crunchbase who have applied Jim Hunt’s secrets and tactics to achieve awesome wealth.
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VTA Publications is a highly regarded and trustworthy company that promotes high quality guidebooks and courses related to wealth-building, business success, attaining financial freedom, wealth management strategies and other interesting topics that can help you reach your goal.
VTA Publications publishes a vast range of non-fiction information products and has helped numerous individuals in their quest for business and investing success.
As a successful entrepreneur and stock trading expert, Jim Hunt has a good understanding of what most entrepreneurs are doing wrong and the best strategies to improve their trading skills and attain the success they desire. He created Wealth Wave on Dumb Funded to help all those who are serious about learning what works in the stock trading arena and proven techniques that lead to success. Jim is highly confident that any person who is truly serious can use the information in his training and courses, to become highly successful in stock trading.
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Check out VTA Publications and courses by Jim Hunt and you’ll certainly learn how to change your financial future.
The Swiss entrepreneur, Mike Baur, was born and raised in Fribourg, Switzerland. In his teenhood, Mike developed a keen interest in the workings of finance and banking and landed a job in the Swiss private banking industry after his college education. He began working as a commercial apprentice at UBS and is currently an executive board member of a leading Swiss private bank. He is a holder of a computer science degree from Harvard University, an MBA from the University of Rochester in New York and an excellent MBA from the University of Bern. Mike is an active supporter of the Swiss youth entrepreneurship program that supports various Swiss establishments financially and morally.
In December of 1992, Mike Baur started ScanSource incorporation in partnership with a team of five other members. He leads the company as its president since 1992 and also serves a member of its board of directors since his appointment in 1995. In 1994, the firm completed its IPO and earned the status of a Fortune 1000 company with sales of over $3 million recorded annually. In 2002, the company opened more offices internationally and currently has regional branches in Europe, North America and South America. ScanSource has a total of 43 offices internationally and approximately 2200 employees.
In 2014, Mike established the Swiss Startup Factory in partnership with two of his colleagues, Oliver Walzer and Mike Meister. The firm specializes in providing start-up enterprises with funds, services, training, mentoring, office locations, and connections to a significant investment and entrepreneurial network in Switzerland and across the world. The firm offers a three-month long program to interested candidates and avails the best coaches and mentors in the market to the subscribers. With the leadership of the trio, the firm has grown to be the leading independent and privately funded startup with the fastest growth rate in Switzerland.
Mike led the company’s accelerator program in partnership with Goldbach group in early 2016 and also in February 2016 when it partnered with Fintech Fusion. When the Swiss Startup Factory began operating, Baur became the assistant deputy managing director of the CTI investment. The accelerator program received a boost from Micheal Hartweg, who offered to assist in the evaluation exercise of the process. Swiss Factory partners with Fusion to reduce the gap between Swiss German parts in French and Switzerland. Mike commented that the partnership is a boost to Swiss’ efforts to focus its resources and skills in the business across nations with differences in language.