Freedom Debt Relief: tips on protecting your credit information

Earlier this year, one of the three credit monitoring bureaus in the United States, Equifax, experienced an adverse security breach. The culprits accessed information such as birth dates, social security numbers, addresses and other private information belonging to over 143 million citizens. There are several actions you can take to protect yourself in the wake of such a breach.

First, you will need to find out whether you are a victim. This can be made possible by visiting https://www.equifaxsecurity2017.com/, a website created by Equifax to address the same. You will also need to sign up for free credit protection and monitoring. The site provides a free one-year identity theft protection and credit monitoring for those who register before the November 21 deadline. Upon signing up, you will be given a copy of your Equifax credit report as well as the ability to freeze your Equifax report which prevents creditors from viewing your credit information via Equifax.

Since children do not use credit, it may take long before parents notice that their security numbers have been used. Therefore, it is advisable to check your children’s credit routinely. It is also prudent that you review the annual report received from the three credit bureaus for any suspicious activity.

Another precautionary move involves placing a credit freeze with the other credit bureau. This will prevent the other creditors from viewing your credit history. Subsequently, scammers will be unable to open credit in your name. You may additionally monitor your bank and credit card frequently from unauthorized activities without having to wait for your monthly statement. It is also advisable that you change your passwords and report any suspicious activity in your account.

Finally, reliable online lenders like Freedom Debt Relief can help prevent this kind of breeches. Established in 2002, the corporation has worked to ensure customers enjoy valuable and quality loan experiences. This is achieved by their quality lending services that meet the specific client needs through their complex yet easy to use vetting processes in their application. Freedom Debt Relief additionally provides professional advice through their certified loan officers and experts.

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